Fully Remodeled 3BR & Basement Near Downtown Ellijay 3.65% VA Assumable Loan Finished Basement 3 Garage Spaces No HOA! Rare opportunity for qualified buyers to assume a 3.65% VA mortgage (buyer must provide their own VA eligibility & meet lender approval) while enjoying this completely remodeled 3-bedroom, 2-bath ranch just minutes from downtown Ellijay. Offering true one-level living with a finished basement, flexible space, & no HOA or restrictions, this home blends convenience, privacy, & functionality. The main level features a spacious primary suite with custom walk-in closet & en-suite bath. The second bedroom also includes a custom closet, & even the living room coat closet has been upgraded with a custom system, providing exceptional storage throughout. One additional bedroom, full shared bath, & large laundry room with abundant storage complete the main floor. The kitchen shines with granite countertops, tile flooring, black stainless appliances, double wall oven, breakfast bar, & dedicated dining area-ideal for everyday living or entertaining. The finished basement offers a game or media room, bonus room that could serve as a 4th bedroom, office, workout space, or flex room, private exterior entrance, propane wall heat, & a brand-new wood-burning stove with full chimney-perfect for guests or multigenerational living. The majority of the acre is enclosed by a custom fence with separate gated front & backyard sections. Backing to pasture on one side & woods on the other, the property offers exceptional privacy & peaceful views. Enjoy a large back porch overlooking the above-ground garden, raised beds, fresh landscaping, & a firepit area. Additional highlights include high-speed fiber optic internet, public water, paved road access to a concrete driveway, three garage spaces (1 main & 2 lower), owned propane tank, shingle roof, updated HVAC & water heater, & no school tax for homeowners for 65+! Close to town yet very private!