Is there a 4-bedroom home in Homer GA on a golf course under $500K? 108 Ginger Trail delivers 4 bedrooms, 3.5 baths, 2,344 square feet, and a 2-car garage in the Chimney Oaks Golf Course community, finished in 2026 with an unfinished basement and covered back deck overlooking the course. Welcome to this beautifully designed 4-bedroom home in Homer GA located in the sought-after Chimney Oaks Golf Course community. The Fairfield plan offers 2,344 square feet of thoughtfully designed living space plus an unfinished basement ready for future expansion, storage, or customization. The open concept kitchen and family room create a seamless flow ideal for entertaining and daily living. The kitchen features cashew-colored cabinetry, granite countertops, stainless steel appliances, and a large center island that anchors the space. A linear electric fireplace adds a modern focal point to the main living area while maintaining a warm, inviting atmosphere. Upstairs and throughout, the layout offers 4 spacious bedrooms and 3.5 bathrooms, providing flexibility for guests, work-from-home needs, or multi-generational living. Natural light enhances the open design, and the golf course lot delivers scenic views and added privacy. Step outside to the covered back deck complete with a ceiling fan, perfect for relaxing evenings or weekend gatherings overlooking the fairway. The 2-car garage provides convenience and functionality, while the unfinished basement offers room to grow and personalize. Located in Chimney Oaks in Homer, GA, this home places you within a premier golf course community setting while maintaining easy access to local conveniences. To schedule a private tour of 108 Ginger Trail, call or text for details and availability. ***Interior Stock Photos being used***